Join the Emp$werment!

We at Guaranty Bank invest our time in caring about all of our clients needs - big or small. We know the importance of youth learning about saving at an early age and we're here to help start their journey! 

Joining the Guaranty Bank Emp$werment means joining the Guaranty Bank family. With the help of our trusty eagle, we'll teach Emp$werment members how to save, reward them for reaching important milestones, and provide helpful money tips. We also think it's important to provide parents the resources needed to encourage a secure financial foundation. 


Account Details

Empower Youth Checking

Designed to give teens 11 to 17 the tools they need to become financially empowered, savvy and independent:

  • Parent(s) or guardian(s) can monitor account and advise youth as a required co-signer.1
  • Gain debit card responsibility with the protection of a lower limit Visa® debit card.
  • Prevent overdrawn account with debit card set to decline if funds are insufficient. Checks not offered.
  • Stay up to date with our mobile banking app, mobile deposit & more!
  • Increase financial savviness with our online resources and in-branch staff. Begin building a trusted banking relationship with Guaranty Bank.
Empower Youth Checking Logo

Minor Savings

Help your kids learn real-life saving skills! Whether stashing cash for back-to-school clothes or building a college fund, our free youth savings account makes it simple with competitive interest.

  • $25 minimum opening balance
  • No minimum balance requirement
  • No monthly service charge
  • Variable interest rate
  • Earn competitive interest
  • Available to those up to age 18
  • Learn the value of savings from an early age
  • Balance can be rolled into another Guaranty savings account or CD


To learn more, visit one of our convenient locations today!

(1)For minors age 11-17. $25 to open the account, no minimum balance required. Non-interest-bearing account. No monthly service charges. Must be opened with a parent or guardian on the account. This account will not have checks. Lower limit VISA debit card. Free online and mobile banking. $3 paper statement fee will apply if not enrolled in eStatements. Account will convert automatically to a regular checking account at the age of 18.